Last updated: 07.10.2026
1. Scope and provider
1.1 These terms of participation govern the bonus programme “POVNOMAD Credits” in the POVNOMAD app for Android and iOS. This includes collecting credits on purchases (cashback), the “Invite friends” referral programme and redeeming credits.
1.2 The provider of the programme is:
POVNOMAD, owner Daniel Fraidych
Rudolf-Wilhelm-Str. 76, 66131 Saarbrücken, Germany
Email: service@povnomad.com
1.3 Your purchases are also subject to our General Terms and Conditions. For everything relating to credits, these terms of participation take precedence over the General Terms and Conditions.
1.4 Credits are only available in the POVNOMAD app. Purchases via povnomad.com, Amazon, eBay or other retailers do not earn credits. You also cannot redeem credits there.
2. Participation
2.1 You can take part if you are at least 18 years old and buy in the POVNOMAD app as a consumer or have an account there.
2.2 Participation is free of charge and voluntary. You take part as soon as you create an account in the app or pay for a purchase in the app. You can end your participation at any time by deleting your account (section 8).
2.3 Only one account per person is allowed.
2.4 Purchase without an account (guest purchase). If you buy in the app without creating an account, we credit the credits to a guest access. It can only be reached in the app on the device you made the purchase on. If you create an account with the email address used for the purchase and confirm it, we transfer the credits to your account. The deadline in section 6.3 applies to credits on a guest access.
2.5 You can see your balance and your latest transactions in the app under Account → Credits.
3. Earning credits
3.1 Cashback on purchases in the app
a) For purchases and top-ups in the app, we credit up to 10 % of the amount paid as credits as part of promotions. Whether a promotion is running and at what rate, we show in the app before the purchase.
b) The decisive amount is the amount you actually paid, i.e. after deducting vouchers and redeemed credits. We round down to whole credits. Example at 10 %: you pay €14.90, you receive 149 credits.
c) We credit the credits as soon as your payment is confirmed. You will receive a notification about this in the app.
3.2 “Invite friends” referral programme
a) With your account, you receive a personal referral code in the app.
b) For the referred person: Anyone who redeems your code in the app immediately receives 300 credits as a welcome bonus. A code can only be redeemed by someone who
- has an account with a confirmed email address (no guest access),
- has no more than one paid order with POVNOMAD and
- has never redeemed a referral code, not even with an earlier account under the same email address.
You cannot redeem your own code. Only one redemption is possible per account.
c) For you as the referring person: You receive 300 credits as soon as the referred person, after redeeming your code, has paid for a purchase in the app of at least €5. Purchases made before redeeming do not count.
d) Maximum limit: Through the referral programme, you receive no more than 4,500 credits within 12 months. All referral credits your account has received in the last 12 months are counted, including your own welcome bonus if you were referred yourself. Once the limit is reached, you receive no credits for further referrals until older referral credits drop out of the 12-month period. The referred person still receives their 300 credits.
e) Refer fairly: Only share your code with people you can reasonably assume want the referral. The following are not allowed:
- messages to people who evidently do not want such messages,
- mass mailings, purchased address lists and spam,
- publishing your code on voucher or discount portals and in paid advertising,
- advertising under the name POVNOMAD or giving the impression that you are acting on behalf of POVNOMAD.
If you share your code publicly, for example on social networks, point out that you receive credits for successful referrals. We do not send referrals in your name.
3.3 Other credits
We may also credit credits as a goodwill gesture or as part of individual promotions. These terms of participation also apply to them, unless we state otherwise for the promotion.
4. Redeeming credits
4.1 You can redeem credits when buying an eSIM and when topping up in the app, as soon as you have at least 50 credits. This also applies if you buy an eSIM as a gift.
4.2 1 credit equals a price reduction of 1 cent. You can pay no more than 50 % of the purchase price with credits. You pay the rest with one of the payment methods offered. You see the amount after deducting the credits before you pay.
4.3 Credits cannot be combined with voucher codes. For each purchase, you can use either a voucher code or credits.
4.4 During the payment process, we reserve the credits used. They are only deducted once your payment is confirmed. If you cancel the purchase, they are available to you again after 2 hours at the latest.
4.5 When redeeming, we always use the credits that expire first.
5. Credits are not money
5.1 Credits are not money, not a balance at a bank and not a voucher. They are a price reduction that you can apply to future purchases in the app (1 credit = 1 cent reduction).
5.2 Credits have no cash value. We do not pay them out and do not pay interest on them. You cannot transfer them to another account, sell them or exchange them for money.
6. Expiry dates
6.1 Each credit expires on 31 December of the third year after the year in which it was credited. Examples:
- Credits you receive in 2026 expire on 31.12.2029.
- Credits you receive in 2027 expire on 31.12.2030.
- Credits you receive in 2028 expire on 31.12.2031.
6.2 Credits that were credited to you before these terms of participation apply expire on 31.12.2029 at the earliest.
6.3 Credits on a guest access (section 2.4) can be transferred to an account for 12 months from when they were credited, by creating an account and confirming your email address. Example: credited on 15.03.2027, transfer possible until 15.03.2028. If you do not transfer them within this period, they expire. After the transfer, section 6.1 applies to them. For credits that were credited to a guest access before these terms of participation apply, section 6.2 applies instead.
6.4 If you delete your account, your credits expire immediately (section 8).
6.5 Before credits expire under section 6.1 or 6.3, we remind you at least 30 days in advance in the app or by email.
7. Reversal
7.1 Withdrawal, return and refund. If you withdraw from a purchase, return an eSIM under our voluntary 30-day return or we refund a purchase in full or in part, we reverse the cashback from this purchase in the same proportion. If you used credits for the purchase, we credit them back in the same proportion. We refund the part paid in money to the original payment method.
7.2 If you have already redeemed the cashback from the refunded purchase, we reverse no more credits than are available in your account. We do not demand compensation in money.
7.3 We do not reverse referral credits (section 3.2) in the event of withdrawal, return or refund, except in cases of misuse (section 11).
7.4 If you reclaim a payment via your bank or your payment service (reversal, “chargeback”), we treat this like a refund under section 7.1.
7.5 Incorrect bookings. We may correct obviously incorrect credits, for example due to a technical error. If a credit you are entitled to is missing, write to us at service@povnomad.com. We will add it.
8. Deleting your account
8.1 You can delete your account at any time in the app under Settings. This ends your participation, and your credits expire immediately. We point this out to you in the app before the deletion.
8.2 If you still have credits, it is best to redeem them before the deletion. We keep the transactions without reference to your person, insofar as the law requires this. Further details can be found in the Privacy Policy.
9. No legal entitlement to future credits
9.1 The programme is a voluntary benefit of POVNOMAD. You have no entitlement to us running promotions, to the cashback being at a certain rate or to the programme continuing in the future.
9.2 This only applies to future credits and promotions. You can redeem credits that have already been credited to you until their expiry date (section 6). If the programme ends, section 10.3 applies.
10. Changes to and end of the programme
10.1 We may change these terms of participation and the programme for the future if there is an objective reason for this, such as a change in the legal situation, misuse or economic reasons. We announce changes at least 6 weeks in advance in the app and, if we have your email address, by email.
10.2 A change only applies to credits credited after it takes effect. Credits you received before keep their expiry date, and you can redeem them under the previous terms.
10.3 We may end the programme as a whole or only the referral programme. We announce this at least 6 weeks in advance in the app and, if we have your email address, by email. After the end, we no longer credit any new credits. You can still redeem credits you have received up to that point for at least 12 months after the end, but in any case until their expiry date under section 6 if that is later.
11. Misuse
11.1 If you obtain credits through false information, multiple accounts, referring yourself, payments with third-party or stolen payment methods or a breach of section 3.2 e), we may reverse the credits obtained in this way. This also applies to referral credits.
11.2 In serious or repeated cases, we may exclude you from further participation. Before doing so, we give you the opportunity to comment. Credits you have obtained lawfully remain yours and can be redeemed until their expiry date.
12. Notifications and data protection
12.1 We inform you in the app about credits received, redemptions and upcoming expiry. We only send advertising by email with your consent or insofar as the law permits.
12.2 Which data we process for the programme is set out in our Privacy Policy in the section “Credits and referrals”. You can find it in the app under Settings → Legal and on povnomad.com.
13. Final provisions
13.1 German law applies. For consumers, this choice of law applies only insofar as it does not deprive you of the protection afforded by the mandatory provisions of the law of the state in which you have your habitual residence.
13.2 If any provision of these terms of participation is invalid, the remaining provisions remain valid. The invalid provision is replaced by the statutory provision.
13.3 These terms of participation are available in German, English, Spanish, French, Portuguese (Brazil), Russian and Turkish.
In case of discrepancies between language versions, the German version prevails.
